Privacy Policy

This privacy policy is applicable to the All Bank Balance app (hereinafter referred to as "Application") for mobile devices, which was developed by Apps2k22 Team (hereinafter referred to as "Service Provider") as a a Free service. This service is provided "AS IS".


What information does the Application obtain and how is it used?

App Permission Details
To provide our services, we may request the following permissions:

Internet & ACCESS_WIFI_STATE
INTERNET permission allows the app to access the internet to retrieve and display ads. We do not collect personal information through this permission. And ACCESS_WIFI_STATE permission allows the app to determine the state of Wi-Fi connectivity. This helps optimize ad delivery based on the user's network conditions. We do not access or store any personal data related to your Wi-Fi connections.
 

Read Write External Storage Permission:
Read External Storage permission allows the app to access files on your device. This is necessary for users to select files that they want to include in their invoices. Write External Storage permission enables the app to save the generated invoices to your device. This ensures that you can easily access and manage your invoices at any time.

SMS Permission:
READ_SMS permission allows the app to access your SMS messages. We use this access to retrieve bank transaction details, enabling us to present accurate and up-to-date information about your financial activities. RECEIVE_SMS permission allows the app to receive SMS messages, which may include important transaction alerts and notifications. This helps us keep you informed about your banking activities in real time.

 

We may collect the data from these messages to further enhance our app's features and improve your experience. Please be assured that we are committed to protecting your privacy and will not share your SMS and data with third parties.

User Provided Information

The Application acquires the information you supply when you download and register the Application. Registration with the Service Provider is not mandatory. However, bear in mind that you might not be able to utilize some of the features offered by the Application unless you register with them.

The Service Provider may also use the information you provided them to contact you from time to time to provide you with important information, required notices and marketing promotions.


Automatically Collected Information

In addition, the Application may collect certain information automatically, including, but not limited to, the type of mobile device you use, your mobile devices unique device ID, the IP address of your mobile device, your mobile operating system, the type of mobile Internet browsers you use, and information about the way you use the Application.


Does the Application collect precise real time location information of the device?

This Application does not gather precise information about the location of your mobile device.


Do third parties see and/or have access to information obtained by the Application?

Only aggregated, anonymized data is periodically transmitted to external services to aid the Service Provider in improving the Application and their service. The Service Provider may share your information with third parties in the ways that are described in this privacy statement.



Please note that the Application utilizes third-party services that have their own Privacy Policy about handling data. Below are the links to the Privacy Policy of the third-party service providers used by the Application:

·         Google Play Services

·         AdMob

·         Google Analytics for Firebase

·         Firebase Crashlytics

·         Facebook

·         One Signal

The Service Provider may disclose User Provided and Automatically Collected Information:

·         as required by law, such as to comply with a subpoena, or similar legal process;

·         when they believe in good faith that disclosure is necessary to protect their rights, protect your safety or the safety of others, investigate fraud, or respond to a government request;

·         with their trusted services providers who work on their behalf, do not have an independent use of the information we disclose to them, and have agreed to adhere to the rules set forth in this privacy statement.


Our application integrates with a third-party open-source news API to provide you with the latest news content. Please note the following:

·         No User Data Collection:
The third-party news API we use does not collect, store, or process any personal information from our app users. The API is solely used to fetch and display news content within the app.

·         No User Data Collection:
The API retrieves publicly available news articles and provides them for display in our application. It operates without collecting or requiring any personal data from you, ensuring that your privacy is fully protected.

·         Your Data Privacy:
Since the news API does not collect or store any user information, you can rest assured that no personal data is shared with or accessed by any third-party service through this integration.

·         https://newsapi.org/privacy

·         https://newsapi.org/terms


What are my opt-out rights?

You can halt all collection of information by the Application easily by uninstalling the Application. You may use the standard uninstall processes as may be available as part of your mobile device or via the mobile application marketplace or network.


Data Retention Policy, Managing Your Information

The Service Provider will retain User Provided data for as long as you use the Application and for a reasonable time thereafter. The Service Provider will retain Automatically Collected information for up to 24 months and thereafter may store it in aggregate. If you'd like the Service Provider to delete User Provided Data that you have provided via the Application, please contact them at apps2k22@gmail.com and we will respond in a reasonable time. Please note that some or all of the User Provided Data may be required in order for the Application to function properly.


Children

The Service Provider does not use the Application to knowingly solicit data from or market to children under the age of 13.

The Application does not address anyone under the age of 13. The Service Provider does not knowingly collect personally identifiable information from children under 13 years of age. In the case the Service Provider discover that a child under 13 has provided personal information, the Service Provider will immediately delete this from their servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact the Service Provider (apps2k22@gmail.com) so that they will be able to take the necessary actions.


Security

The Service Provider are concerned about safeguarding the confidentiality of your information. The Service Provider provide physical, electronic, and procedural safeguards to protect information we process and maintain. For example, we limit access to this information to authorized employees and contractors who need to know that information in order to operate, develop or improve their Application. Please be aware that, although we endeavor provide reasonable security for information we process and maintain, no security system can prevent all potential security breaches.


Changes

This Privacy Policy may be updated from time to time for any reason. The Service Provider will notify you of any changes to the Privacy Policy by updating this page with the new Privacy Policy. You are advised to consult this Privacy Policy regularly for any changes, as continued use is deemed approval of all changes.



This privacy policy is effective as of 2024-09-21


Your Consent

By using the Application, you are giving your consent to the Service Provider processing of your information as set forth in this Privacy Policy now and as amended by us. "Processing,” means using cookies on a computer/hand held device or using or touching information in any way, including, but not limited to, collecting, storing, deleting, using, combining and disclosing information.


Contact us

If you have any questions regarding privacy while using the Application, or have questions about the practices, please contact the Service Provider via email at apps2k22@gmail.com.